ABB, ready on the day
Every sale and purchase moves your ABB the moment you book it. CORA watches the deadline and hands you the exact figures to file — no scramble at the end of the month.
Accounting software for Bonaire
CORA is online accounting software for entrepreneurs and companies in Bonaire. Upload your bank statement or forward it to your own CORA address, take a photo of your receipts, and CORA reads them, matches them to your bank lines and keeps your books up to date.
Your ABB return is ready per rate with the deadline on your dashboard; you copy the amounts into the tax portal. Guilders, dollars and euros sit in one set of books, each at that day's rate, and your accountant gets a free read-only login.
Where CORA works
Not a general package with a country dropdown. Pick where your company is registered and you get that country: its tax, its rates, its periods, its deadlines — set up before you book your first invoice.
Dutch Caribbean
Bonaire (BES)
Algemene bestedingsbelasting, on the invoice date — 6% on services and 8% on goods for Bonaire, 4% and 6% for Saba and Sint Eustatius.
TaxABB
Rates6% · 8% · 7%
ReturnQuarterly, monthly or yearly
From$20 / month
CORA for Bonaire (BES), in four minutes
The real app, start to finish: your bank, your invoices, your tax return and your year-end.
Your bank, in automatically
Send in the statements your bank actually gives you — upload them, or let your bank email them in — and they book themselves. Guaranteed to work with the banks here.
Year-end, ready
Your jaarrekening builds itself from the books, with notes and signatures, ready 8 months after year-end.
How it works here
CORA knows which of the three islands you are on and uses those rates, split between goods and services the way the return asks for it — in whole dollars, as the form wants. Your position runs along with every booking, the deadline is in your calendar, and your quarterly return is finished on time. You copy it into the form at the Belastingdienst Caribisch Nederland; CORA keeps the record of what you sent.
Your bank
Your local bank — the one thing nobody else solved
Island banks do not offer a connection a package can use, so everyone else shrugs and leaves you typing. We did the opposite: CORA reads the statements your bank actually hands out, in the format it actually hands them out in. Upload it or let your bank email it in. It works, guaranteed.
Banco di CaribeMCBOrco BankRBC Royal Bank
Not seeing your bank? Let us know and we will arrange it. sales@cora.financial
Bank in the US too?
Connect your US dollar account and it feeds your books live, for $4 a month — see the add-ons.
MercuryWiseStripeBank in Europe too?
Connect a European account and it feeds your books live. CORA charges nothing for it — you pay the connection provider directly.
Everything CORA does on Bonaire (BES)
The complete list, checked against the product — not a promise for later.
Algemene bestedingsbelasting (ABB)
- ABB at 6% on services, 8% on goods — only when you produce them — and 7% on insurance.
- 0% for exports by a producer and for services to a business outside the BES.
- Counted on the invoice date; quarterly by default, monthly or yearly if you file that way, by the 15th — in whole dollars, as the form wants.
- Services bought from outside the BES: the reverse-charged ABB is added to your return, as a cost.
- A producer? Switch it on and the ABB on your raw materials, auxiliary materials and semi-finished goods comes off.
- Small business — a sole trader or partnership up to USD 32,000 a year: one statement a year instead of periodic returns, with your turnover tracked against the limit.
- You copy the figures into the form of the Belastingdienst Caribisch Nederland; you mark the period as filed, and CORA warns you if the books change afterwards.
Invoices
- CRIB numbers: CORA warns you when an invoice above USD 5,000 for goods or USD 200 for services lacks your CRIB or your customer's.
Year-end and profit tax
- With a residence ruling (vestigingsplaatsbeschikking) there is no profit tax — CORA warns you when it is missing, because without it Dutch corporate tax applies.
- Your filing pack for the Belastingdienst Caribisch Nederland — director-certified annual accounts, ABB position and dividends — due 9 months after year-end.
- Distribution tax (opbrengstbelasting) of 7.5% on dividends, booked automatically, due 15 days after the quarter.
- A year only closes when every bank account, in every currency, matches its statements.
Your bank and getting paid
- Banco di Caribe, MCB, Orco Bank, RBC Royal Bank: CORA reads the statement your bank gives you — the PDF, or the MT940, CAMT, CSV or Excel export. Upload it, or let your bank email it to your CORA address.
- Payment links through Sentoo (add-on): a QR code on the invoice and a pay button in your email — Banco di Caribe, Orco and MCB.
- A euro account connects live through Ponto, at no cost in CORA.
Every day, on every island
- Purchase invoices and receipts read for you — e-invoices (UBL and CII) exactly — and matched to your bank lines with the reasons shown.
- Invoices and quotes in your own style; quotes signed online; reminders and recurring invoices go out by themselves.
- Your own CORA email address for bank statements and supplier invoices.
- Guilders, dollars, euros and florins side by side, with exchange rates fetched every day.
- Webshops connected — Shopify, WooCommerce, Square and Lightspeed — and your till: a photo of the Z-report, the till export, or Loyverse every night.
- Reports, a free read-only login for your accountant, the whole year in one zip — and the CORA app for Android.
What CORA does not do hereIt prepares the ABB return, but you submit it yourself. Payroll items in the year-end pack are for you to fill in, and there is no property-tax feature.
Start where your company actually is
Fourteen days free. Pick your country at signup and the rules, the rates and the deadlines are set up before you put your first document in.
Start your 14-day trial See what it costsFrequently asked
Is CORA suitable for a small business in Bonaire?
Yes. CORA is built for entrepreneurs in the Caribbean, from a one-person business to a holding with an operating company. You need no accounting knowledge to start.
Does CORA file my tax return in Bonaire?
CORA prepares your ABB return with the amounts per rate and keeps the deadline in view. You submit it yourself in the tax authority's portal and mark it as filed in CORA.
Does it work with my bank?
Yes. You upload your statement as PDF, Excel or CSV, or forward it by email to your own CORA address. CORA checks that the opening and closing balance add up.
What does it cost?
From $20 a month for one company, with 100 receipts and invoices read for you each month. The first 14 days are free and you can cancel any time.