ToT/BBO, ready on the day
Every sale and purchase moves your ToT/BBO the moment you book it. CORA watches the deadline and hands you the exact figures to file — no scramble at the end of the month.
Where CORA works
Not a general package with a country dropdown. Pick where your company is registered and you get that country: its tax, its rates, its periods, its deadlines — set up before you book your first invoice.
Dutch Caribbean
Sint Maarten
Turnover tax at 5%, counted when the money arrives.
TaxToT/BBO
Rates5% · 5%
ReturnMonthly
From$20 / month
CORA for Sint Maarten, in four minutes
The real app, start to finish: your bank, your invoices, your tax return and your year-end.
Your bank, in automatically
Send in the statements your bank actually gives you — upload them, or let your bank email them in — and they book themselves. Guaranteed to work with the banks here.
Year-end, ready
Your jaarrekening builds itself from the books, with notes and signatures, ready 8 months after year-end.
How it works here
A month counts what actually came in, and CORA counts it that way — including the invoices from earlier months that were paid this month. Your return is ready with the deadline of the Ministry of Finance next to it, and your profit tax and annual accounts keep running along in the same books. You put the figures on the form and file it; CORA logs the date so your year stays complete.
Your bank
Your local bank — the one thing nobody else solved
Island banks do not offer a connection a package can use, so everyone else shrugs and leaves you typing. We did the opposite: CORA reads the statements your bank actually hands out, in the format it actually hands them out in. Upload it or let your bank email it in. It works, guaranteed.
Windward Islands BankRepublic BankOrco BankRBC Royal BankBanco di Caribe
Not seeing your bank? Let us know and we will arrange it. sales@cora.financial
Bank in the US too?
Connect your US dollar account and it feeds your books live, for $4 a month — see the add-ons.
MercuryWiseStripeBank in Europe too?
Connect a European account and it feeds your books live. CORA charges nothing for it — you pay the connection provider directly.
Everything CORA does on Sint Maarten
The complete list, checked against the product — not a promise for later.
Turnover tax (TOT)
- 5% on everything you receive — including the TOT you passed on to your customer, so 105 received is 5.25 due.
- Two ways to invoice: TOT shown on the invoice, or included in the price.
- Exempt: exported goods (not to the French side), room revenue that already pays room tax, and the other legal exemptions.
- Counted when the money arrives, or on the invoice if you choose; monthly, due by the 15th; services from foreign suppliers reverse-charged.
- You copy the figures into Monthly Filing (eLogin) or the paper form; you mark the period as filed, and CORA warns you if the books change afterwards.
Invoices
- Your CRIB number on every invoice, with a warning when it is missing, and the supply date printed.
Year-end and profit tax
- An indication of your profit tax at 34.5%, with the provisional return and payment by month 3 and the final return by month 6 — month 9 with an extension.
- Investment allowance of 8% (12% for buildings), and 10% of the TOT paid added back — worked out from your books.
- Receipts in the books reconciled with your monthly returns; annual accounts built from the books and signed digitally.
- A year only closes when every bank account, in every currency, matches its statements.
Your bank and getting paid
- Windward Islands Bank, Republic Bank, Orco Bank, RBC Royal Bank, Banco di Caribe: CORA reads the statement your bank gives you — the PDF, or the MT940, CAMT, CSV or Excel export. Upload it, or let your bank email it to your CORA address.
- Payment links through Sentoo (add-on): a QR code on the invoice and a pay button in your email — WIB.
- A euro account connects live through Ponto, at no cost in CORA.
Every day, on every island
- Purchase invoices and receipts read for you — e-invoices (UBL and CII) exactly — and matched to your bank lines with the reasons shown.
- Invoices and quotes in your own style; quotes signed online; reminders and recurring invoices go out by themselves.
- Your own CORA email address for bank statements and supplier invoices.
- Guilders, dollars, euros and florins side by side, with exchange rates fetched every day.
- Webshops connected — Shopify, WooCommerce, Square and Lightspeed — and your till: a photo of the Z-report, the till export, or Loyverse every night.
- Reports, a free read-only login for your accountant, the whole year in one zip — and the CORA app for Android.
What CORA does not do hereIt prepares the TOT return, but you file it yourself. The profit tax figure is an indication, not a filed return, and room tax and car rental tax are not in CORA.
Start where your company actually is
Fourteen days free. Pick your country at signup and the rules, the rates and the deadlines are set up before you put your first document in.
Start your 14-day trial See what it costs