TGCA, filed by CORA
Your return is prepared from your books and filed for you — you see what went out and when.
Accounting software for Saint-Martin
CORA is online accounting software for entrepreneurs and companies in Saint-Martin. Upload your bank statement or forward it to your own CORA address, take a photo of your receipts, and CORA reads them, matches them to your bank lines and keeps your books up to date.
Your TGCA return is ready per rate with the deadline on your dashboard; you copy the amounts into the tax portal. Guilders, dollars and euros sit in one set of books, each at that day's rate, and your accountant gets a free read-only login.
Where CORA works
Not a general package with a country dropdown. Pick where your company is registered and you get that country: its tax, its rates, its periods, its deadlines — set up before you book your first invoice.
Dutch Caribbean
Saint-Martin (FR)
TGCA at 4% — 2% on affordable-housing works — counted when the money arrives, with the wording the law requires on every invoice that carries none.
TaxTGCA
Rates4% · 2%
ReturnMonthly or quarterly
From$20 / month
Your bank, in automatically
Send in the statements your bank actually gives you — upload them, or let your bank email them in — and they book themselves. Guaranteed to work with the banks here.
Year-end, ready
Your comptes annuels builds itself from the books, with notes and signatures, ready 6 months after year-end.
How it works here
Here CORA does the sending itself. Your monthly return — or quarterly, if your TGCA stays under €2,000 a year — is built from your books in whole euros. You add your proof of payment, CORA emails the package to the tax office under the reference the office expects, and keeps exactly what went out and when. The dates of your corporate tax (IS), the four instalments and your business licence (DLCP) are in the same calendar.
Your bank
Your French bank connects live
Saint-Martin banks with France, and French banks connect through Ponto. You give permission at your own bank, transactions arrive on their own, and you can withdraw that permission whenever you like.
BNP ParibasCrédit AgricoleSociété GénéraleLCLBanque PopulaireCaisse d’ÉpargneCrédit MutuelCICLa Banque PostaleBRED
Bank in the US too?
Connect your US dollar account and it feeds your books live, for $4 a month — see the add-ons.
MercuryWiseStripeEverything CORA does on Saint-Martin (FR)
The complete list, checked against the product — not a promise for later.
TGCA
- TGCA at 4%, and 2% on affordable-housing works.
- Every invoice without TGCA carries the wording and the article the law requires — exempt, export, service not used on Saint-Martin, stock, producer.
- Counted when the money arrives, or on the invoice if you choose; monthly, or quarterly when your TGCA stays under €2,000 a year; whole euros, 0.50 rounded up.
- CORA sends your return: you add your proof of payment, CORA emails it to the tax office under the NIF_TGCA reference the office expects, and keeps exactly what went out and when.
Invoices
- Your NIF on every invoice, with a warning when it is missing; the delivery date printed when it differs from the invoice date.
Corporate tax (IS) and year-end
- For a SARL, EURL or SAS: an IS indication of 20%, or 10% on the first €40,000 when turnover stays under €7.63 million.
- Every date in your calendar: the IS return by the second working day after 1 May, the balance on 15 May, the four instalments, and your DLCP before 1 July.
- Turnover reconciled with your TGCA returns; annual accounts in French, approved within 6 months and signed digitally.
- A year only closes when every bank account, in every currency, matches its statements.
Your bank and getting paid
- French banks connect live through Ponto — BNP Paribas, Crédit Agricole, Société Générale, BRED and the rest.
- Payment links through your own Stripe account (add-on): card, Apple Pay and Google Pay, iDEAL and Bancontact — and the invoice is marked paid by itself.
Every day, on every island
- Purchase invoices and receipts read for you — e-invoices (UBL and CII) exactly — and matched to your bank lines with the reasons shown.
- Invoices and quotes in your own style; quotes signed online; reminders and recurring invoices go out by themselves.
- Your own CORA email address for bank statements and supplier invoices.
- Guilders, dollars, euros and florins side by side, with exchange rates fetched every day.
- Webshops connected — Shopify, WooCommerce, Square and Lightspeed — and your till: a photo of the Z-report, the till export, or Loyverse every night.
- Reports, a free read-only login for your accountant, the whole year in one zip — and the CORA app for Android.
What CORA does not do hereIt sends the TGCA return, but not the corporate tax return (IS) or the DLCP — for those it gives you the figures and the dates. The official form is attached by you, and there is no payroll calculation.
Start where your company actually is
Fourteen days free. Pick your country at signup and the rules, the rates and the deadlines are set up before you put your first document in.
Start your 14-day trial See what it costsFrequently asked
Is CORA suitable for a small business in Saint-Martin?
Yes. CORA is built for entrepreneurs in the Caribbean, from a one-person business to a holding with an operating company. You need no accounting knowledge to start.
Does CORA file my tax return in Saint-Martin?
CORA prepares your TGCA return with the amounts per rate and keeps the deadline in view. You submit it yourself in the tax authority's portal and mark it as filed in CORA.
Does it work with my bank?
Yes. You upload your statement as PDF, Excel or CSV, or forward it by email to your own CORA address. CORA checks that the opening and closing balance add up.
What does it cost?
From $20 a month for one company, with 100 receipts and invoices read for you each month. The first 14 days are free and you can cancel any time.